When asked to define financial wellness in a study conducted by ADP Retirement Services, respondents overwhelmingly pointed to “a sense of security and being free from their current stresses”. 1 An employer based program supporting employee financial wellness, therefore, may include tools and support to help employees remain on track with personal expenses, maximize their income and savings, respond to unanticipated expenses, and plan for retirement. 2 Traditionally, employers offered a main source of financial and retirement planning in the form of pensions, 401(k), life insurance, stock plans and other insurance and financial benefits. Although the workforce has evolved dramatically and continues to change, employees are still looking to employers for financial wellness support. In fact, employers who offer financial wellness programs have a distinct recruitment and retention advantage, and businesses thrive when employees are more secure.